iBudget Blog

Expert tips, guides, and strategies to help you and your family master your money

House keys and deposit savings for first home
Savings

How Much Deposit Do You Need to Buy a House in the UK?

Find out how much deposit you need for your first home. Understand 5%, 10%, and 15% deposits and what difference they make.

Dec 13, 20247 min read
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Couple calculating how to split bills and household expenses
Relationships

How to Split Bills Fairly When You Earn Different Amounts

Learn fair ways to split household expenses when partners have different incomes. Includes calculator examples and real couple scenarios.

Dec 13, 20247 min read
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Bank vault representing safe emergency fund storage
Savings

Where to Keep Your Emergency Fund UK (Best Accounts 2025)

Find the best places to keep your emergency fund in the UK. Compare easy-access savings accounts, Premium Bonds, and other options.

Dec 13, 20246 min read
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Two savings jars showing emergency fund vs regular savings
Savings

Emergency Fund vs Savings Account: What's the Difference?

Understand the difference between an emergency fund and regular savings. Learn why you need both and how to manage them effectively.

Dec 12, 20245 min read
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First-time buyer viewing potential new home
Savings

First-Time Buyer Tips: 15 Things I Wish I'd Known

Essential tips for UK first-time buyers from people who've been there. Avoid common mistakes and make your first home purchase smoother.

Dec 12, 20249 min read
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Couple having a relaxed money conversation over coffee
Relationships

Money Date Night: How to Talk About Finances Without Fighting

Transform stressful money talks into productive conversations. Learn how to run a money date that strengthens your relationship and finances.

Dec 12, 20246 min read
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