iBudget Blog
Expert tips, guides, and strategies to help you and your family master your money

Cash vs Card: Which Is Better for Budgeting?
Should you use cash or cards for better budgeting? We compare the pros and cons of each payment method and when to use them.

How to Rebuild Your Emergency Fund After Using It
Used your emergency fund? Here's how to replenish it quickly and get your financial safety net back in place.

How to Reduce Your Energy Bills in the UK
Practical tips to cut your gas and electricity bills. From quick wins to long-term savings strategies for UK households.

One Income vs Two: Budgeting for Single-Earner Households
How to budget effectively when one partner stays home or earns significantly less. Strategies for single-income families and couples.

How to Negotiate Your Bills (Scripts That Work)
Learn how to negotiate lower prices on your bills. Includes word-for-word scripts for broadband, insurance, phone, and more.

Sinking Funds vs Emergency Funds: What's the Difference?
Learn the difference between sinking funds and emergency funds, why you need both, and how to set them up for financial peace of mind.
Ready to Take Control?
Stop stressing about money and start building the future you deserve.
Get Started Free