iBudget Blog

Expert tips, guides, and strategies to help you and your family master your money

Cash and credit cards representing payment method choices for budgeting
Budgeting Basics

Cash vs Card: Which Is Better for Budgeting?

Should you use cash or cards for better budgeting? We compare the pros and cons of each payment method and when to use them.

Dec 7, 20246 min read
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Rebuilding savings and emergency fund
Savings

How to Rebuild Your Emergency Fund After Using It

Used your emergency fund? Here's how to replenish it quickly and get your financial safety net back in place.

Dec 7, 20245 min read
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Energy efficient home reducing bills
Bill Reduction

How to Reduce Your Energy Bills in the UK

Practical tips to cut your gas and electricity bills. From quick wins to long-term savings strategies for UK households.

Dec 7, 20248 min read
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Family managing single income household budget
Relationships

One Income vs Two: Budgeting for Single-Earner Households

How to budget effectively when one partner stays home or earns significantly less. Strategies for single-income families and couples.

Dec 7, 20247 min read
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Person negotiating bills on phone call
Bill Reduction

How to Negotiate Your Bills (Scripts That Work)

Learn how to negotiate lower prices on your bills. Includes word-for-word scripts for broadband, insurance, phone, and more.

Dec 6, 20247 min read
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Multiple savings jars for different financial purposes
Savings

Sinking Funds vs Emergency Funds: What's the Difference?

Learn the difference between sinking funds and emergency funds, why you need both, and how to set them up for financial peace of mind.

Dec 6, 20246 min read
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