iBudget Blog
Expert tips, guides, and strategies to help you and your family master your money
Christmas Budget Planning: Set the Number, Then Fund It Before December
Set a Christmas budget from what you can genuinely save by December, split it across gifts, food and travel, and skip the January credit card bill.
Combining Finances as a Couple: The Yours, Mine and Ours Playbook
Combine money with a partner without pooling everything: define what counts as ours, size each contribution proportionally, and move the bills in order.
New Year Financial Goals: A 12-Month Plan With Real Checkpoints
One goal, sized to a monthly amount, automated on payday, and four review dates in the calendar. A 12-month money plan with worked arithmetic and checkpoints.
Budgeting in Your 20s: The Arithmetic, the Order, and the Benchmarks
A budget built on a real starter salary, the compound-interest maths shown in full, and a clear order for your first spare pound, for US and UK readers.
Savings Goal Calculator Guide: Set the Target, Pick the Date, Get the Number
How to turn a savings target into a monthly number: the arithmetic, a per-1,000 table, what interest rate to assume, and where to keep the money.
Compound Interest Explained: The Formula, the Maths and 30 Years of It
How compound interest works, with the formula, worked arithmetic and a 30-year chart of contributions versus growth — plus what it costs you on a credit card.
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