iBudget Blog
Expert tips, guides, and strategies to help you and your family master your money
Zero-Based Budgeting: A Beginner's Guide to Every Dollar
Learn how zero-based budgeting works, see real examples with actual dollar amounts, and discover why this method helps people reach their savings goals 34% faster than traditional budgeting.
How to Build an Emergency Fund From Zero
Start building your emergency fund today, even if you're starting from nothing. Practical strategies for saving your first £1,000 and beyond.
Joint Account vs Separate Accounts: What's Best for Couples?
Should couples combine finances or keep them separate? Explore the pros and cons of joint accounts, separate accounts, and hybrid approaches.
Lifetime ISA (LISA) Explained: Your Guide to the 25% Bonus
Complete guide to the Lifetime ISA in the UK. Learn how the 25% government bonus works, eligibility rules, and whether it's right for you.
Zero-Based Budgeting: Give Every Pound a Job
Learn how zero-based budgeting works and why giving every pound a purpose can transform your finances. Complete guide with examples.
Envelope Budgeting System: The Cash Method That Works
Discover how the envelope budgeting system uses cash to control spending. Learn to set up digital or physical envelopes for better money management.
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