Talking about money can be awkward, but it's essential for a healthy relationship. Start by discussing your financial values and history, not just the numbers.
The Conversation
Schedule regular 'money dates' to discuss finances in a neutral, relaxed setting. This prevents money talks from becoming heated arguments during stressful times.
💡 Communication Tip
Use "I" statements instead of "You" statements. For example, say "I feel anxious when we overspend" instead of "You spend too much money."
Banking Models
There are three main ways to handle accounts:
- Totally Joint: All income goes into one pot. Requires high trust and transparency.
- Totally Separate: You split bills but keep earnings separate. Good for autonomy, bad for shared goals.
- Yours, Mine, Ours: A shared account for bills and savings, plus individual accounts for personal spending. Best of both worlds.
Get on the Same Page
Sign up for iBudget together and track your shared goals in one place.
About iBudget
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